WHAT IS CHERRY?

Cherry is a point of sale financing company that offers our patients the ability to get our goods/services now and pay over time through equal monthly payments. You can learn more by visiting Cherry’s website.
Patients can get approved with Cherry in under 30 seconds and complete a purchase in a fast and painless way.

3 REASONS WHY PATIENTS LOVE CHERRY

1. Cherry finances patients for up to $7,750.00
2. There is no hard credit check
3. Cherry offers zero percent financing options*
*0% promo APR is subject to approval. Regular APR 9.99% – 35.99%. Down payment may be required.
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HOW DOES CHERRY WORK?

Cherry performs a soft credit check, that does not hurt your credit score, to determine approval amounts and contract type, as well as to verify applicant identity. Cherry may ask for additional information from some borrowers in order to determine approval amounts.

PATIENT REQUIREMENTS

1. Patient must be at least 18 years of age
2. Patient must have a valid U.S. State drivers license
3. Patient must have a valid bank issued debit card

ASK US ABOUT OUR IN-HOUSE FINANCING OPTIONS

WE OFFER CARECREDIT!

WE OFFER LENDINGPOINT!

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FAQS:

Will checking my offers affect my credit score?
– No. When a customer submits an application to see what payment options may be available, LendingPoint does what is known as a “soft pull” of their credit history. This is not reported to credit bureaus and does not affect their credit score.

If I decide to take a financing offer, will that affect my score?
– Any time that you enter into an agreement for credit, there will be an effect on your score. The effect varies by individual but it’s often quickly mitigated by on-time payments. LendingPoint will NEVER perform a hard pull without getting the applicant’s explicit permission to do so.

What credit scores do you approve?
– LendingPoint takes into account more than fifty factors about an applicant’s credit history and their credit score is just one of them. Customers shouldn’t let their score keep them from checking their options. They might be surprised at how good an offer they qualify for!

– Will other outstanding loans affect whether I get approved?
An applicant’s full credit picture is taken into account when evaluating an application for financing through LendingPoint. This includes existing loans but, as with an applicant’s credit score, is just one of more than fifty factors LendingPoint considers.

What is the monthly payment?
– The monthly payment will be determined by the amount borrowed, the amount of time allotted to pay it back and the APR. All terms are disclosed before the customer commits to financing.

Is there a down payment?
– LendingPoint does not require a down payment, however a customer may choose to make a down payment.

Does the customer have to be the borrower?
– The borrower and customer do not have to be the same person. Customers can have a friend/family member apply on their behalf.

Can I have a co-signer?
– LendingPoint does not accept joint or co-signed applications however, the borrower and customer do not have to be the same person. Customers can have a friend/family member/spouse apply on their behalf or they can use combined household income.
What are the eligibility rules for getting financing through LendingPoint?

An applicant must:
– Be at least 18 years of age.
– Be able to provide a U.S. federal, state or local government issued photo ID.
– Have a Social Security number.